Would you like to get approved for a car loan in Lake City, FL, right now? Let us find you the car loan that fits you best. It usually takes less than 24 hours:
- Send in your secure auto finance application.
- Fill in the most truthful details you can.
- Obtain your loan quote through email or phone.
- Pick out the car or truck you want.
- Finish your forms and buy your new vehicle.
Need a poor credit car loan in Lake City, FL? Fear not. According to our reports, 14,613 of Lake City’s 48,711 natives have less-than-perfect credit. But when you apply for financing through us, your past credit is simply that…past.
When it comes to bad credit car loans in Lake City, we’re definitely the most intelligent option.
How much can you spend? Always plan ahead when it comes to your Lake City FL auto loan, bad credit or no. To illustrate, you mustn’t set aside more than 10% of your income for an auto loan. Lake City inhabitants get paid about $22,892 each year. Here is a quick review of the typical consumer’s Lake City auto financing budget:
- Earnings Each Year: $22,892
- Income Each Month: $1,908
- Preferred Payment: $191
- Cost of Vehicle: $8,014
You are probably thinking: do I need to put money down for my Lake City car loan? If you have money set aside for a down payment, well done. There are zero down car and truck loans in Lake City, FL, but putting money down will militate against negative equity. Down payments are typically 10 to 20%. For a $8,014 car or truck, this is $801 to $1,603.
Having below-average credit doesn’t mean your only option is an auto loan without any credit check.
We’ll track down the FL bad credit auto loan you need without worrying about the problems that come with buy here pay here loans. This is one more thing you should know: our Lake City auto lending companies and auto dealerships submit your repayments to the credit bureaus, while a large percentage of buy here pay here lots don’t.
Dealers and Auto Lenders in Lake City, FL
- Corn Crib Creations, County Highway 250, 32055
- Crown Motors, Highway 100, 32024
- Bullard Sales, Highway 47, 32024
- Adams Jolee, South USHighway 27, 32055
- 3-D Auto Sales, North Highway 441, 32024
- Dale’s Connection Inc, 1676 Southwest Sisters Welcome Road, 32025
- Diamond Auto Group, 120 Northwest Burk Avenue, 32055
- Rountree Moore Toyota Scion, , 923